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Most KOL deals
sell nothing.

Influencer & KOL marketing for fintech products - neobanks, payments and B2B fintech, lending and BNPL, investing apps and insurtech. Finance creators carry disclosure duties, and licences change by country and state. So every script clears compliance before filming, and creators on YouTube, TikTok and newsletters earn per activated, funded account, not per post.

Installs grew. Funded accounts did not. Every creator was still paid.

Vetted shortlist with rates in 48 hours, free. Every creator tracked to the deposit, signup or sale.

Finance creators & newsletters Compliance review on every post Tracked to account opening Paid on funded accounts
3000+
vetted KOLs & creators
0
bot-inflated deals shipped
6
platforms, one team
Verticals

Finance creators, vetted by audience and compliance

We don't "find influencers" from scratch. We keep vetted creator rosters per gray-area vertical - people who run these exact offers and know what passes.

5 fintech niches more coming
🏦
Neobanks & digital banking
Current accounts, cards and money apps that live or die on the first deposit. Neobank downloaded, never funded is the default outcome, because opening an account costs nothing and moving a salary takes trust. The number we report is the funded, active account, not the install.
See the case →
💳
Payments, PSPs & B2B fintech
Payment processing, PSPs, payouts, treasury and finance software sold to CFOs and heads of payments. B2B fintech marketing here means demos booked, not clicks - LinkedIn, content, AI SEO and the finance media the buyer already reads. The deal is won on approval rates and integration effort, never on a feature list.
See the case →
💵
Lending & BNPL
Digital lenders, credit lines, BNPL and business financing. An application costs the applicant nothing, so loan acquisition is optimized on approved, not applied, and the ad says who qualifies before anyone starts a form. An application that can never be approved is a cost, not a lead.
See the case →
📈
Investing & wealth apps
Brokerage, robo-advice, savings and wealth apps. Investing app installed, never funded is the usual story - a watchlist fills up and the first deposit never comes. Growth is counted in funded accounts and the size of the first deposit, not in downloads.
See the case →
🛡
Insurtech
Digital-first cover for renters, pets, travel, gadgets and small businesses. Insurtech quotes up, policies flat means the funnel from quote to bind is leaking, usually where the price moves or the questions start again. The cost we report is per bound policy, not per quote.
See the case →
Channels

Every KOL channel - one team

Creators, streamers and channels sourced and vetted per platform. Real audiences, matched to your offer - no bot lists.

6 channels live more coming
𝕏
X (Twitter)
Fintech founders, payments people and personal-finance writers, and the place where a fee change or a frozen account becomes a thread by lunchtime. A creator here needs receipts, not slogans. Finance newsletters run alongside this card, with the same disclosure, the same compliance review and the same tracked links.
See the case →
Telegram
Narrow for a licensed fintech brand, and we will say why. Finance rooms on Telegram range from serious trading communities to unlicensed tipsters. We book only admins who disclose, whose members sit in markets you are licensed for, and who accept tracking all the way to the funded account.
See the case →
Meta
Instagram money and budgeting creators, strong for neobanks, cards and saving features. Partnership ads for financial products run under Meta's special ad category for financial products and services, which limits targeting. So the creator's own audience has to be the right one before anything is boosted.
See the case →
YouTube
Where fintech gets explained properly. Account walkthroughs, fee breakdowns and set-up videos get watched with the app already downloading. Every one carries YouTube's paid promotion label, and the description link keeps sending account openings for months.
See the case →
Twitch & Kick
Thin for fintech, and we will not sell it as more. Kick carries a lot of gambling streaming, so it stays off a regulated brand's plan. Twitch has one small, real use: a budgeting or money stream with a single disclosed segment.
See the case →
TikTok
Huge reach for money apps, and the easiest place to slide from explaining into advising. Branded-content rules for financial products differ by market, so every script is checked against the rule for that country. The micro-creator package runs here: twenty creators over sixty days, tracked to activated accounts.
See the case →
Diagnosis → Cure

Recognize yourself?

If even one line is about you - it's time to change the approach.

Installs grew, funded accounts did not Paid per post, not per funded account Creator called the app a bank Accounts opened, cards never activated Sign-ups stalled at the identity check Audience in countries we cannot onboard No record of which creator opened which account Overpaid a creator whose audience cannot sign up Installs grew, funded accounts did not Paid per post, not per funded account Creator called the app a bank Accounts opened, cards never activated Sign-ups stalled at the identity check Audience in countries we cannot onboard No record of which creator opened which account Overpaid a creator whose audience cannot sign up
Disclosure in the caption, not the video Creator quoted last month's rate Compliance saw the post after it went live Sign-up bonus claimed, account emptied Referral link reposted on a voucher site Creator implied returns on camera Same creator pushed a rival app last week Funded once, never used again Disclosure in the caption, not the video Creator quoted last month's rate Compliance saw the post after it went live Sign-up bonus claimed, account emptied Referral link reposted on a voucher site Creator implied returns on camera Same creator pushed a rival app last week Funded once, never used again
how we fix it ↓
01
Audience verification
Every creator bot-audited
Real followersGEO match
We screen followers, engagement and comment quality before a cent is spent - no bought audiences.
02
Performance deals with KOLs
CPA & RevShare over flat fees
CPARevShareHybrid
We negotiate KOLs onto skin-in-the-game terms wherever their tier and your offer allow - so creators earn on results, not on reach screenshots.
%
03
KOL-to-conversion tracking
Per-creator attribution
UTM & codesPostbacks
Unique links and promo codes per KOL - so you know which creator drove deposits, not just views.
04
Multi-format activation
Threads · streams · shorts · calls
NativeCompliant
Briefs written per platform and vertical - threads, live sessions, integrations and UGC that read native, not ad.
⚡ Feel the difference

Shoutout vs activation

Same creator, same fintech product - two briefs. The front card is the flat post that fills the app store page. Swipe it away for the activation we clear with compliance and track to an opened, funded account.

💤 Flat shoutout

swipe right →
Stats

Why flat shoutouts fail

Reach without a verified audience and a tracked deal is just a screenshot. Here's the gap.

92%
act on a recommendation
Word-of-mouth still beats every ad format - a KOL is word-of-mouth at scale.
49%
of followers can be fake
On accounts that bought growth - you pay for reach that never existed.
67%
of KOL budget is wasted
On unvetted audiences and flat-fee deals with zero tracking.
11x
ROI on the best deals
When the audience is verified and the KOL is on a performance deal.
71%
of buyers trust creators
Your audience trusts a creator's word over a brand's ad copy.
5x
cheaper signups
A vetted creator on CPA often beats cold paid social on cost per signup.
Flat shoutouts → bought reach, no sales Verified KOLs → real audiences, tracked ROI
How we work

What we actually do

One team owns the whole KOL funnel - from sourcing the right creator to the tracked deposit.

Sourcing & vetting
We shortlist creators per platform and vertical, then bot-audit followers, engagement and GEO before outreach.
Deal negotiation
We negotiate rates and - where the creator is open to it - move deals onto CPA, RevShare or hybrid terms. How far we can push depends on the KOL's tier and your project's stage; flat-fee-only names get capped spend and tracked links.
$8K? CPA
Briefs & creative
Per-platform briefs and hooks - threads, integrations, stream scripts and UGC that read native and stay compliant.
Aa
Tracking & attribution
Unique links and promo codes per KOL, wired to your CRM - so every deposit maps back to the creator that drove it.
Campaign management
We run the calendar, chase deliverables, verify posts go live and shift budget to the creators that convert.
Dedicated KOL manager
One manager owns your roster and creator relationships - a real owner on your vertical, not a ticket queue.
Cases

Real results

Tap a case - we'll show the details. Figures are from live campaigns; brand names withheld under NDA.

Crypto
Investment Platform - YouTube integrations
$435Kx3.14 ROI+
Task
Bring investors with a $1,000 minimum deposit. Quality over quantity. Same gate every investing or neobank app runs on: the registration was free and proved nothing, so only leads qualified for the $1,000 minimum counted - 24,870 of them at $17.5, x3.14 ROI.
Budget: $435K · Timeline: 10 mo
Result
24,870 qualified leads
$17.5
CPL
x3.14
ROI
11.8%
CR
What we did
  • Long-form YouTube reviews + Shorts cut-downs
  • On-screen promo codes per creator
  • CRM integration for per-KOL lead scoring
Forex
Forex Broker - YouTube + Telegram
$178.6Kx2.91 ROI+
Task
Bring traders to a broker platform. Minimum deposit $500. Same gate a funded-account product runs on: a free sign-up, KYC in the middle, and a first deposit of $500 or more as the only conversion that counted. 3,684 traders funded at $48.5, x2.91 ROI.
Budget: $178.6K · Timeline: 8 mo
Result
3,684 FTD
$48.5
CPA
x2.91
ROI
8.7%
CR
What we did
  • Educational YouTube integrations with traders
  • Telegram signal-group placements, tracked
  • Creator-driven webinar funnels
Want the same for your offer?
Let's talk →
Straight answers

The questions you're actually asking

How do you know a creator's audience is real? +
Before a cent moves, we audit followers, engagement quality, comment authenticity and GEO on every creator. Bought or bot-heavy audiences get cut. You only pay for reach that's actually real and matched to your offer.
Do you put KOLs on CPA / RevShare, not just flat fees? +
Wherever the creator will take it, yes. We push KOLs onto CPA, RevShare or hybrid terms so they have skin in the game. Some top names only do flat fees - there we cap spend, track every link and drop anyone who doesn't convert. Our own fee is a monthly retainer - the performance terms are between you and the creators we sign.
Do you actually work in gray-area verticals? +
Yes. Fintech is a restricted financial category on the major platforms, and creators are where it goes wrong fastest. A finance creator carries disclosure duties of their own, and what they say about your product is treated as your promotion. In the UK a creator's post about a financial product can count as a financial promotion that needs approval from an authorised firm. In the US, broker and adviser rules reach paid creators who talk about an investing app. Licences differ by country and by state, so every audience is audited against the markets you can actually onboard, and an audience you cannot serve is not booked. Every script and every final cut goes through compliance review before it posts. Risk and fee wording sits on screen rather than in a caption. No creator promises a return, an approval or free money, and nobody calls an app a bank unless it holds a banking licence. We vet finance creators by audience and compliance history, and the free shortlist comes back within 48 hours, with rates checked against our 2026 rate card for finance creators. Then we negotiate for you. Payment is per activated, funded account, with account openings tracked per creator from the first tap to the first deposit, because installs are cheap and funded accounts are the business. For volume, the micro-creator package is twenty creators over sixty days, tracked to activated accounts. Both cases below are creator-led finance programmes. Investment Platform - YouTube integrations counted 24,870 qualified leads at $17.5 and x3.14 ROI, scored per creator in the CRM, for a platform with a $1,000 minimum deposit. Forex Broker - YouTube + Telegram was judged on 3,684 first deposits at $48.5 and x2.91 ROI.
How fast can we start? +
First activations are usually live within days of kickoff, once the roster is vetted and signed. We move fast on purpose - in these verticals, momentum and fresh creators are most of the game.
What's the minimum budget for a KOL campaign? +
Test batches start around $10k - enough for several vetted creators and real signal on what converts. We'd rather start small and scale winners than burn a big budget on one big name.
Who owns the content creators produce? +
Usage rights are written into every deal before it's signed - including whitelisting, so winning posts can run as paid ads from the creator's handle. No "extra license fee" surprises after the post performs.
How do you measure success? +
Per-creator links and promo codes wired to your funnel. You see signups, deposits and CPA per KOL - not a reach screenshot. Weak creators get cut, winners get scaled.
What if a creator ghosts or misses deliverables? +
It happens - that's why deliverables and deadlines are contracted, payouts are milestone-based, and the roster always has a vetted replacement ready. Your campaign doesn't hinge on one person's mood.
Contact

Let's talk

A vetted creator shortlist for your niche and geo, with rates, free, in 48 hours. We also flag which of your current creators are real and which deals waste budget.

Free influencer shortlist

Tell us the niche and the geo. The shortlist with rates comes back in 48 hours.

If a call slot does not suit you or email bounces, this is how we reach you.
✓
Got it - audit on the way.
Pavel will reach out within 24h.