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Most KOL deals
sell nothing.

Influencer & KOL marketing for financial services - loans, credit, trading, fintech and insurance. Finance creators sell you reach, and reach is the one thing underwriting does not care about, so the applicant who gets declined costs exactly what the one who funds costs. We run audited creators on briefs that stay the right side of advice, and on deals paid for approved and funded outcomes.

One sentence of advice turns a sponsorship into a problem.

Personal-finance creators Comparison & review channels Disclosure -safe briefs Paid on funded outcomes
1200+
vetted KOLs & creators
0
bot-inflated deals shipped
6
platforms, one team
Verticals

Creators your applicants already trust

We don't "find influencers" from scratch. We keep vetted creator rosters per gray-area vertical - people who run these exact offers and know what passes.

5 financial niches more coming
Channels

Every KOL channel - one team

Creators, streamers and channels sourced and vetted per platform. Real audiences, matched to your offer - no bot lists.

6 channels live more coming
Diagnosis → Cure

Recognize yourself?

If even one line is about you - it's time to change the approach.

Paid for reach, got no approved applicants Creator drifted into giving advice Disclosure missing, legal found it first Rate card priced on views, not applications Half the comments came from a pod Every applicant they sent was thin-file Flat fee paid, nothing funded Script approved, then changed on camera Paid for reach, got no approved applicants Creator drifted into giving advice Disclosure missing, legal found it first Rate card priced on views, not applications Half the comments came from a pod Every applicant they sent was thin-file Flat fee paid, nothing funded Script approved, then changed on camera
Creator quoted a rate we do not offer Audience in states we are not licensed in Post went live with no APR line One creator, four competing card offers Video pulled, invoice already settled Attribution stops at the swipe-up The creator's own finances became the story Comparison video ranked, we were not in it Creator quoted a rate we do not offer Audience in states we are not licensed in Post went live with no APR line One creator, four competing card offers Video pulled, invoice already settled Attribution stops at the swipe-up The creator's own finances became the story Comparison video ranked, we were not in it
how we fix it ↓
01
Audience verification
Every creator bot-audited
Real followersGEO match
We screen followers, engagement and comment quality before a cent is spent - no bought audiences.
02
Performance deals with KOLs
CPA & RevShare over flat fees
CPARevShareHybrid
We negotiate KOLs onto skin-in-the-game terms wherever their tier and your offer allow - so creators earn on results, not on reach screenshots.
%
03
KOL-to-conversion tracking
Per-creator attribution
UTM & codesPostbacks
Unique links and promo codes per KOL - so you know which creator drove deposits, not just views.
04
Multi-format activation
Threads · streams · shorts · calls
NativeCompliant
Briefs written per platform and vertical - threads, live sessions, integrations and UGC that read native, not ad.
⚡ Feel the difference

Shoutout vs activation

One finance creator, one product, two briefs. The card in front is the paid post priced on views. Swipe it away for the activation we brief, clear with compliance and track through to a funded account.

💤 Flat shoutout

swipe right →
Stats

Why flat shoutouts fail

Reach without a verified audience and a tracked deal is just a screenshot. Here's the gap.

92%
act on a recommendation
Word-of-mouth still beats every ad format - a KOL is word-of-mouth at scale.
49%
of followers can be fake
On accounts that bought growth - you pay for reach that never existed.
67%
of KOL budget is wasted
On unvetted audiences and flat-fee deals with zero tracking.
11x
ROI on the best deals
When the audience is verified and the KOL is on a performance deal.
71%
of buyers trust creators
Your audience trusts a creator's word over a brand's ad copy.
5x
cheaper signups
A vetted creator on CPA often beats cold paid social on cost per signup.
Flat shoutouts → bought reach, no sales Verified KOLs → real audiences, tracked ROI
How we work

What we actually do

One team owns the whole KOL funnel - from sourcing the right creator to the tracked deposit.

Sourcing & vetting
We shortlist creators per platform and vertical, then bot-audit followers, engagement and GEO before outreach.
Deal negotiation
We negotiate rates and - where the creator is open to it - move deals onto CPA, RevShare or hybrid terms. How far we can push depends on the KOL's tier and your project's stage; flat-fee-only names get capped spend and tracked links.
$8K? CPA
Briefs & creative
Per-platform briefs and hooks - threads, integrations, stream scripts and UGC that read native and stay compliant.
Aa
Tracking & attribution
Unique links and promo codes per KOL, wired to your CRM - so every deposit maps back to the creator that drove it.
Campaign management
We run the calendar, chase deliverables, verify posts go live and shift budget to the creators that convert.
Dedicated KOL manager
One manager owns your roster and creator relationships - a real owner on your vertical, not a ticket queue.
Cases

Financial creator targets, and the real cases behind them

Tap a case - we'll show the details. Figures are from live campaigns; brand names withheld under NDA. No consumer-lending or insurance creator programme of ours is published yet. What is published, and sits underneath, is a YouTube integration programme for an investment platform and a YouTube plus Telegram build for a broker - both regulated, both briefed so the creator explained a product instead of advising a person, and both paid on funded accounts rather than views. The cards above them are modelled from those two, not results delivered on your book. Full portfolio across every vertical →

Modelled targets, not delivered results. The ranges below are projections. The real campaigns they are modelled on sit underneath, with their actual verticals and figures on them.
Financial creators: what we would target
Credit · TARGET
Approved cards, not card content
$12-30K/mo$110-190 per approved card+
Task
Book the review and points creators your applicants already read, and pay on approvals instead of on views.
Modelled on $12-30K/mo · first honest read at 45 days
Target — not a delivered result
$110-190 per attributed approved card
$110-190
Per approved card
8-14
Creators live
30-40%
Pre-qual→approved
What we would run
  • The advice line and the disclosure agreed in writing before a single creator is briefed
  • Creative built on the real terms - fee, APR, who it suits badly - because reviewers check
  • Whitelisting run under the declared credit category, so the creative does the qualifying
Trading · TARGET
Funded accounts from channels that convert
$20-50K/mo$150-290 per funded+
Task
Turn finance channels into funded accounts, and stop buying registrations that never deposit.
Modelled on $20-50K/mo · first honest read at 60 days
Target — not a delivered result
$150-290 per funded account
$150-290
Cost / funded acct
6-10
Creators live
22-30%
Reg→funded
What we would run
  • Channels chosen on whether their audience already trades, not on subscriber count
  • Cost tables and honest comparisons as the creative, since that is what this audience checks
  • Funding event reported per creator, so a flat fee becomes a performance deal at renewal
Fintech · TARGET
Creator footage that survives review
$15-35K/mo$35-70 per activated+
Task
Get enough compliant creator footage in market to find the hook that turns an install into a funded account.
Modelled on $15-35K/mo · first honest read at 45 days
Target — not a delivered result
$35-70 per activated account
$90-160
Cost / usable asset
25-40
Assets / mo
22-32%
Install→activated
What we would run
  • Disclosure and the advice line built into the brief template, not checked after filming
  • Batch production with several hooks per creator, because a single hook is a coin toss
  • Survivors run as Spark Ads and partnership ads from the creator's own handle
The real campaigns these targets come from
Crypto
Investment Platform - YouTube integrations
$435Kx3.14 ROI+
Task
Bring investors with a $1,000 minimum deposit. Quality over quantity. Same constraint a trading or fintech product runs into: the signup is free and worth nothing until the account is funded, so the funnel is optimised on deposit quality rather than form fills.
Budget: $435K · Timeline: 10 mo
Result
24,870 qualified leads
$17.5
CPL
x3.14
ROI
11.8%
CR
What we did
  • Long-form YouTube reviews + Shorts cut-downs
  • On-screen promo codes per creator
  • CRM integration for per-KOL lead scoring
Forex
Forex Broker - YouTube + Telegram
$178.6Kx2.91 ROI+
Task
Bring traders to a broker platform. Minimum deposit $500. Same constraint a lender runs into: certification per geo, a compliance team rewriting every disclosure, and an education funnel that pulls in people who will never qualify.
Budget: $178.6K · Timeline: 8 mo
Result
3,684 FTD
$48.5
CPA
x2.91
ROI
8.7%
CR
What we did
  • Educational YouTube integrations with traders
  • Telegram signal-group placements, tracked
  • Creator-driven webinar funnels
Want the same for your offer?
Let's talk
Straight answers

The questions you're actually asking

How do you know a creator's audience is real? +
Before a cent moves, we audit followers, engagement quality, comment authenticity and GEO on every creator. Bought or bot-heavy audiences get cut. You only pay for reach that's actually real and matched to your offer.
Do you put KOLs on CPA / RevShare, not just flat fees? +
Wherever the creator will take it, yes. We push KOLs onto CPA, RevShare or hybrid terms so they have skin in the game. Some top names only do flat fees - there we cap spend, track every link and drop anyone who doesn't convert. Our own fee is a monthly retainer - the performance terms are between you and the creators we sign.
Do you actually work in gray-area verticals? +
Financial is the vertical where the brief matters more than the creator. A personal-finance creator who slips from explaining a product into telling a viewer what to do with their money creates a problem no amount of reach pays for, so that line is drawn in writing before anything is filmed, and the disclosure goes on the creative rather than in a caption. The second honest point is arithmetic: a creator sells reach, underwriting does not buy reach, so we book on approved and funded outcomes and audit the audience against the geographies you are actually licensed in. On loans and credit there is a third constraint worth saying out loud - whitelisted creator ads run inside the declared credit category, so the targeting is stripped and the creative has to do the qualifying. Our published work here is the Investment Platform integration programme and the Forex Broker build shown below, both regulated and both paid on funded accounts. Consumer lending and insurance we would run as a first test with your approval data wired in from week one, and we would say so on the call.
How fast can we start? +
First activations are usually live within days of kickoff, once the roster is vetted and signed. We move fast on purpose - in these verticals, momentum and fresh creators are most of the game.
What's the minimum budget for a KOL campaign? +
Test batches start around $10k - enough for several vetted creators and real signal on what converts. We'd rather start small and scale winners than burn a big budget on one big name.
Who owns the content creators produce? +
Usage rights are written into every deal before it's signed - including whitelisting, so winning posts can run as paid ads from the creator's handle. No "extra license fee" surprises after the post performs.
How do you measure success? +
Per-creator links and promo codes wired to your funnel. You see signups, deposits and CPA per KOL - not a reach screenshot. Weak creators get cut, winners get scaled.
What if a creator ghosts or misses deliverables? +
It happens - that's why deliverables and deadlines are contracted, payouts are milestone-based, and the roster always has a vetted replacement ready. Your campaign doesn't hinge on one person's mood.
Contact

Let's talk

We'll audit your current influencer spend for free - which creators are real, which deals waste budget. No strings attached.

Free KOL audit

We'll flag fake-audience creators and where your spend leaks.

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Pavel will reach out within 24h.